Mortgage Reality Check
Do not test only
today's monthly payment.
Estimate the loan, monthly instalment, total interest and initial cash—then see what happens if the rate rises by one or two percentage points.
Estimated monthly instalmentAED 0At the entered rate
Estimated loanAED 0
Down paymentAED 0
Estimated purchase costsAED 0
Estimated initial cashAED 0
Total interest over tenureAED 0
Total loan paymentsAED 0
If the rate rises by 1%AED 0/monthChange AED 0
If the rate rises by 2%AED 0/monthChange AED 0
Indicative payment-to-income view0%
Planning estimate only. Rapid Deals is a real-estate brokerage, not a bank or mortgage adviser. Eligibility, valuation, approved amount, rate, fees, insurance, terms and final monthly payment are determined by the lender and relevant professionals.
Reference rates are not
your mortgage quotation.
These approved CBUAE figures provide current borrowing context. The public calculator assumption changes only after Rapid reviews an official update.
CBUAE Base Rate3.650%
EIBOR 1 month3.760%
EIBOR 3 months3.910%
EIBOR 6 months3.910%
EIBOR 1 year4.213%
Benchmark date: 2026-08-05 · Last reviewed by Rapid: 2026-08-05
Before relying on the result
The monthly payment is only one part of the decision.
- Has the bank confirmed the valuation and approved loan amount?
- How long is the rate fixed, and how is it calculated afterward?
- What processing, valuation, insurance and early-settlement costs apply?
- Can the buyer complete the purchase if the valuation is lower than expected?
- Does the property still make sense after financing and ownership costs?